Buying Whistler Real Estate as a Non-Resident

Information for Non-Resident Buyers of Whistler Real Estate

The purchase of Whistler real estate by non-residents is a well-trodden path, and you will be joining the myriad of international owners who already enjoy their Whistler lifestyle investment.


We are very experienced in assisting international buyers and will be delighted to assist you in your search for a Whistler home. Please click here to find out more about the process of buying a home in Whistler. Non-residents are permitted to stay in Canada up to 180 days each year. Canada enjoys one of the World’s most open and transparent real estate markets, and non-residents are generally not restricted from buying properties in Canada.


Mortgage Financing

As a non-resident, mortgage financing is generally available at 65% so you’ll need 35% as a down payment. Some lenders may require 40% or more depending on your circumstances and the property. Qualifying for mortgage financing in Canada is similar to other countries and can usually be accomplished via fax and e-mail. The mortgage approval may take a few days and the mortgage broker will advise you what information they need. The borrower will require the services of a Canadian lawyer or notary public to prepare the mortgage documents and registration at the Land Titles office. Documents can be couriered outside Canada for signing – this can be arranged with the lawyer and lender well in advance of the completion date. We can put you in touch with mortgage brokers (their services are generally paid for by the mortgage provider).


Purchase costs

Costs to purchase real estate in Whistler are the more or less the same for residents and non-residents. They are listed here for your information.


Realtor commissions

In the Whistler real estate market realtor commissions are paid by the Seller, so as a Buyer you do not pay any commissions. The Seller typically pays one commission which is then split between the Buyer’s and Seller’s realtors.


Legal fees

Given the potential complexity of offshore real estate transactions we recommend that as a non-resident purchaser you retain a lawyer to facilitate your transaction. We are able to recommend lawyers familiar with acting for international buyers on Whistler real estate transactions.